Optional Cluster Endorsement Coverage

Oregon Mutual has specially designed optional cluster endorsements broadening coverage to meet the unique needs of farm, agribusiness, and ranch owners. A summary of these coverages follows.

• Farm Personal Cluster - broadens coverage on the primary farm residence and household personal property.
• Farm Commercial Cluster - expands coverage to include accounts receivable, newly purchased additional farm equipment, machinery and vehicles, animal feed, brands and labels, electronic data processing media extra expense, and farm equipment borrowed or rented without a written contract.
• Winery Special Cluster - expands coverage to include wine leakage, property in transit, valuable papers and records and electronic media and records, brands and labels, mechanical breakdown of computer equipment, display booths and equipment, and consequential loss.
• Dairy Cluster - provides coverage for milk contamination and leakage, extra expense, and consequential loss to raw milk.

  Additional coverages are included in the above optional endorsements.
  Special limits and coverage limitations apply.

Please contact an Independent Insurance Agent representing Oregon Mutual for specific information about, or to apply for, any of our coverages.