Business coverage is provided through our Businessowners policy Package Policy Program for:

• Buildings
• Business personal property
• Tenant's improvements and betterments
• Business Income, actual loss sustained
• Liability

Coverages are subject to policy terms and conditions. Limits, exclusions, and deductibles may apply. Please read an Oregon Mutual policy for complete coverage details.

Professional program coverage options:

• Veterinarians Professional Liability - Provides coverages for bodily injury and property damage for claims made against you for damages caused by a negligent act, error, or omission during the policy term in providing or failing to provide veterinarian services.
  Includes coverage for locum tenens veterinarians, a substitute veterinarian engaged to work on your behalf on an occasional and non-routine basis. Coverage is limited to not more than 60 days use of locum tenens veterinarian(s) in whole or in part during any policy period.
• Veterinarians Consent to Settle - Provides a consent to settle provision for veterinarians, including serving as a member of a formal accreditation, standards review, or equivalent professional board or committee.
• Veterinarian Medical Board Coverage - Provides necessary legal expenses you incur in response to a formal investigation conducted by a state Veterinary Medical Board.
• Loss of Income from Quarantine or Government Closure - Pays for loss of income sustained due to the necessary suspension of your operation if a government body orders your premises closed because of the discovery or suspicion of an animal borne disease at an insured location.

All of the coverages listed above may not be offered by other insurers. Compare to your policy or ask an Independent Insurance Agent representing Oregon Mutual to review your coverage.

Coverage also available for: Animal Care, Custody, or Control; Animal Preservation or Disposal Expense; Equipment Supplies Floater; and Recovery of Lost or Stolen Animals.

All described coverages may be subject to special limits, coverage limitations, and additional requirements.

Please contact an Independent Insurance Agent representing Oregon Mutual for specific information about, or to apply for, the coverages provided through our Veterinary Service Program.